Where the math is defensible.
Long-form research on live enterprise decisions. Publication is selective. Every number traces to a named source. No takes without evidence.
Australia 2026: Housing Crunch, RBA Easing, and the Albanese Second Term
A re-elected Labor government, a slow RBA pivot, and a structurally undersupplied housing market frame the Australian macro-financial outlook through 2028.
Australia enters 2026 with the worst housing affordability on record, an RBA cash rate that has eased from a 4.35 percent peak to 3.85 percent in stages, and a Labor government returned with an enlarged majority on May 3, 2025. Albanese's second-term agenda combines supply-side commitments (1.2 million new homes by 2029), demand-side refo...
Canada Housing 2026: Immigration Reset, Renewal Cliff, and the BoC Pivot
How Ottawa's population brake, a wave of five-year mortgage resets, and a measured Bank of Canada easing cycle are reshaping the macro-financial outlook for Canadian housing through 2028.
Canada enters 2026 with three forces colliding inside its housing market. The federal Immigration Levels Plan that took effect in 2025 cut permanent resident targets and, for the first time, set explicit ceilings on temporary residents, draining roughly a million people of demand from rental and ownership pipelines by 2027. Simultaneously...