Health economics
2026-04-26
9 minute read
5 sources
India Ayushman Bharat at five years: coverage, claims, and the OOP question
PMJAY has issued more than 360 million health cards and authorized over 90 million hospital admissions, yet out-of-pocket spending still funds nearly two of every five rupees of Indian health care. The next phase will be judged less by enrollment than by whether the scheme bends the household cost curve.
Five years after Pradhan Mantri Jan Arogya Yojana (PMJAY) went national, India has built the largest publicly funded health assurance program in the world, covering roughly 550 million people on paper and authorizing claims worth more than 1.4 trillion rupees through early 2026. Coverage and utilization have grown rapidly, but state-level...